Essays and observations on the digital economy
Late in the afternoon I noticed the light through a glass of water. It made small rainbows on the table. I looked at them for maybe thirty seconds before going back to what I wa...
Continue reading →Real-time payment systems expanded significantly in 2026. Brazil's PIX, India's UPI, and a growing list of similar national infrastructure projects processed record transaction ...
Continue reading →This analysis examines digital payment adoption patterns across 24 emerging economies from 2019 to 2025, using transaction volume data, central bank reports, and consumer survey...
Continue reading →The rapid expansion of digital entertainment has outpaced regulatory frameworks in most jurisdictions. Governments worldwide are grappling with how to balance consumer protectio...
Continue reading →An API (Application Programming Interface) is a way for one piece of software to interact with another. If you have ever wondered how your phone app shows your bank balance, or ...
Continue reading →Being data literate does not require becoming a data scientist. It does require enough understanding to interpret what data people show you, ask useful questions about methodolo...
Continue reading →For most of the previous century, where you lived was largely a function of where you worked. Remote work broke that coupling for knowledge workers, and the effects are still ca...
Continue reading →The platform landscape is consolidating into bundled offerings across virtually every digital services category. Standalone products that were once viable are increasingly being...
Continue reading →Research and data referenced from an independent writer who has covered this space for years.
Research and data referenced from Earn7 India.